{"id":6740,"date":"2024-09-10T14:29:59","date_gmt":"2024-09-10T14:29:59","guid":{"rendered":"https:\/\/www.clearsky-network.com\/?p=6740"},"modified":"2024-09-23T12:50:58","modified_gmt":"2024-09-23T12:50:58","slug":"overview-of-electronic-money-institution-emi-licenses","status":"publish","type":"post","link":"https:\/\/www.clearsky-network.com\/ru\/overview-of-electronic-money-institution-emi-licenses\/","title":{"rendered":"\u041e\u0431\u0437\u043e\u0440 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0439 \u0443\u0447\u0440\u0435\u0436\u0434\u0435\u043d\u0438\u0439 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u0434\u0435\u043d\u0435\u0433 (EMI)"},"content":{"rendered":"<p>\u0415\u0441\u043b\u0438 \u0432\u044b \u0437\u0430\u0438\u043d\u0442\u0435\u0440\u0435\u0441\u043e\u0432\u0430\u043d\u044b \u0432 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u0438 \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438\u043c \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433 \u0432 \u0444\u0438\u0430\u0442\u043d\u043e\u0439 \u0438\u043b\u0438 \u043a\u0440\u0438\u043f\u0442\u043e\u0432\u0430\u043b\u044e\u0442\u0435, \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u044f EMI (Electronic Money Institution) - \u043e\u0442\u043b\u0438\u0447\u043d\u044b\u0439 \u0438 \u0432\u0441\u0435\u043e\u0431\u044a\u0435\u043c\u043b\u044e\u0449\u0438\u0439 \u0432\u044b\u0431\u043e\u0440. \u041b\u0438\u0446\u0435\u043d\u0437\u0438\u0438 EMI \u0441\u0442\u0430\u043d\u043e\u0432\u044f\u0442\u0441\u044f \u0432\u0441\u0435 \u0431\u043e\u043b\u0435\u0435 \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u044b\u043c\u0438 \u0441 \u043f\u043e\u044f\u0432\u043b\u0435\u043d\u0438\u0435\u043c \u043c\u043d\u043e\u0433\u043e\u0447\u0438\u0441\u043b\u0435\u043d\u043d\u044b\u0445 \u043e\u043d\u043b\u0430\u0439\u043d-\u0431\u0430\u043d\u043a\u043e\u0432 \u0438 \u043f\u043e\u0441\u0442\u0430\u0432\u0449\u0438\u043a\u043e\u0432 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433. \u0424\u0430\u043a\u0442\u0438\u0447\u0435\u0441\u043a\u0438, \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u044f EMI \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043e\u0434\u043d\u043e\u0439 \u0438\u0437 \u0441\u0430\u043c\u044b\u0445 \u043e\u0431\u0448\u0438\u0440\u043d\u044b\u0445 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0439, \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u044b\u0445 \u0434\u043b\u044f \u043e\u043d\u043b\u0430\u0439\u043d-\u0431\u0430\u043d\u043a\u043e\u0432 \u0438\u043b\u0438 \u043f\u043e\u0441\u0442\u0430\u0432\u0449\u0438\u043a\u043e\u0432 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433, \u0443\u0441\u0442\u0443\u043f\u0430\u044f \u043b\u0438\u0448\u044c \u043f\u043e\u043b\u043d\u043e\u0439 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438.<\/p>\n<p>\u042e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u0430\u044f \u0438 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0430\u044f \u043a\u043e\u043c\u0430\u043d\u0434\u0430 Clearsky Network \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442 \u043a\u043e\u043c\u043f\u043b\u0435\u043a\u0441\u043d\u043e\u0435 \u0440\u0435\u0448\u0435\u043d\u0438\u0435 \u0434\u043b\u044f \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432, \u0437\u0430\u0438\u043d\u0442\u0435\u0440\u0435\u0441\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u0432 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u0438 \u044d\u0442\u0438\u0445 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0439.<\/p>\n<p>\u041b\u0438\u0446\u0435\u043d\u0437\u0438\u0438 EMI \u043c\u043e\u0436\u043d\u043e \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0432 \u043b\u044e\u0431\u043e\u043c \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435-\u0447\u043b\u0435\u043d\u0435 \u0415\u0421. \u0415\u0441\u043b\u0438 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u044f \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0430 \u0432 \u043e\u0434\u043d\u043e\u0439 \u0441\u0442\u0440\u0430\u043d\u0435, \u0435\u0435 \u043c\u043e\u0436\u043d\u043e \u043b\u0435\u0433\u043a\u043e \u0440\u0430\u0441\u043f\u0440\u043e\u0441\u0442\u0440\u0430\u043d\u0438\u0442\u044c \u043f\u043e \u0432\u0441\u0435\u043c\u0443 \u0415\u0421 \u0431\u0435\u0437 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e\u0441\u0442\u0438 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0445 \u0440\u0430\u0437\u0440\u0435\u0448\u0435\u043d\u0438\u0439 \u043e\u0442 \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u0443\u044e\u0449\u0438\u0445 \u043e\u0440\u0433\u0430\u043d\u043e\u0432. \u041d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u0430\u044f \u0431\u0430\u0437\u0430 \u0434\u043b\u044f \u042d\u041c\u0418 \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u0443\u0435\u0442\u0441\u044f \u0414\u0438\u0440\u0435\u043a\u0442\u0438\u0432\u043e\u0439 \u043e\u0431 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u0434\u0435\u043d\u044c\u0433\u0430\u0445 (EMD), \u043a\u043e\u0442\u043e\u0440\u0430\u044f \u043d\u0430\u0445\u043e\u0434\u0438\u0442\u0441\u044f \u0432 \u043e\u0442\u043a\u0440\u044b\u0442\u043e\u043c \u0434\u043e\u0441\u0442\u0443\u043f\u0435.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u041b\u0438\u0446\u0435\u043d\u0437\u0438\u044f EMI \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u0443 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438 \u043e\u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043b\u044f\u0442\u044c \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0435 \u0432\u0438\u0434\u044b \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438:<\/strong><\/p>\n<ol>\n<li>\u0412\u044b\u043f\u0443\u0441\u043a \u0438 \u043f\u0435\u0440\u0435\u0434\u0430\u0447\u0430 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u0434\u0435\u043d\u0435\u0433<\/li>\n<li>\u0414\u0435\u043d\u0435\u0436\u043d\u044b\u0435 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b<\/li>\n<li>\u0425\u0440\u0430\u043d\u0435\u043d\u0438\u0435 \u0441\u0440\u0435\u0434\u0441\u0442\u0432<\/li>\n<li>\u041f\u0435\u0440\u0435\u0434\u0430\u0447\u0430 \u0438 \u0445\u0440\u0430\u043d\u0435\u043d\u0438\u0435 \u043a\u0440\u0438\u043f\u0442\u043e\u0430\u043a\u0442\u0438\u0432\u043e\u0432<\/li>\n<li>\u042d\u043c\u0438\u0441\u0441\u0438\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u043a\u0430\u0440\u0442 (\u043d\u0435\u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0445)<\/li>\n<li>\u041f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c \u043e\u0442\u0434\u0435\u043b\u044c\u043d\u044b\u0445 \u0438\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u044b\u0445 IBAN (\u043d\u043e\u043c\u0435\u0440\u043e\u0432 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0445 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0445 \u0441\u0447\u0435\u0442\u043e\u0432)<\/li>\n<li>\u0412\u043d\u0435\u0441\u0435\u043d\u0438\u0435 \u0438 \u0441\u043d\u044f\u0442\u0438\u0435 \u043d\u0430\u043b\u0438\u0447\u043d\u044b\u0445<\/li>\n<li>\u041e\u0431\u043c\u0435\u043d \u0432\u0430\u043b\u044e\u0442 (\u0438 \u043a\u0440\u0438\u043f\u0442\u043e\u0432\u0430\u043b\u044e\u0442)<\/li>\n<\/ol>\n<p>\u041e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0438\u044f EMI \u043a\u0430\u0441\u0430\u044e\u0442\u0441\u044f \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 \u0438 \u0437\u0430\u0439\u043c\u043e\u0432, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043e\u043d\u0438 \u043d\u0435 \u0438\u043c\u0435\u044e\u0442 \u043f\u0440\u0430\u0432\u0430 \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0442\u044c. \u041a\u0440\u043e\u043c\u0435 \u0442\u043e\u0433\u043e, \u0445\u043e\u0442\u044f \u042d\u041c\u0418 \u043c\u043e\u0433\u0443\u0442 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0442\u044c \u0441\u0432\u043e\u0438\u043c \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c \u0441\u0447\u0435\u0442\u0430 IBAN, \u043e\u043d\u0438 \u043d\u0435 \u0432\u0441\u0435\u0433\u0434\u0430 \u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u043d\u0435\u043f\u043e\u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u043c\u0438 \u044d\u043c\u0438\u0442\u0435\u043d\u0442\u0430\u043c\u0438 \u044d\u0442\u0438\u0445 IBAN. \u0422\u043e\u043b\u044c\u043a\u043e \u0442\u0435 \u042d\u041c\u0418, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u043f\u0440\u044f\u043c\u044b\u043c\u0438 \u0447\u043b\u0435\u043d\u0430\u043c\u0438 SEPA, \u043c\u043e\u0433\u0443\u0442 \u0432\u044b\u0434\u0430\u0432\u0430\u0442\u044c IBAN \u043d\u0430\u043f\u0440\u044f\u043c\u0443\u044e. \u0412 \u043f\u0440\u043e\u0442\u0438\u0432\u043d\u043e\u043c \u0441\u043b\u0443\u0447\u0430\u0435 \u043e\u043d\u0438 \u0434\u043e\u043b\u0436\u043d\u044b \u043f\u043e\u043b\u0430\u0433\u0430\u0442\u044c\u0441\u044f \u043d\u0430 \u0434\u0440\u0443\u0433\u043e\u0439 \u0431\u0430\u043d\u043a-\u0447\u043b\u0435\u043d SEPA \u0438\u043b\u0438 EMI, \u0447\u0442\u043e \u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u043c\u0435\u043d\u0435\u0435 \u0432\u044b\u0433\u043e\u0434\u043d\u043e \u0438\u0437-\u0437\u0430 \u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e\u0441\u0442\u0438 \u043e\u0442 \u0432\u043d\u0435\u0448\u043d\u0435\u0439 \u043f\u043e\u043b\u0438\u0442\u0438\u043a\u0438 \u0438 \u043f\u0440\u0438\u043e\u0440\u0438\u0442\u0435\u0442\u043e\u0432. \u0414\u043b\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u044b\u0445 \u042d\u041c\u0418, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0430\u043a\u0442\u0438\u0432\u043d\u043e \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0442 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0443\u0441\u043b\u0443\u0433\u0438 \u0438 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0442 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f\u043c \u043a \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0443 \u0438 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u044b\u043c \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f\u043c, \u0446\u0435\u043b\u0435\u0441\u043e\u043e\u0431\u0440\u0430\u0437\u043d\u043e \u0441\u0442\u0430\u0442\u044c \u0443\u0447\u0430\u0441\u0442\u043d\u0438\u043a\u043e\u043c SEPA.<\/p>\n<p>\u0412\u0430\u0436\u043d\u043e \u043e\u0442\u043c\u0435\u0442\u0438\u0442\u044c \u0440\u0430\u0437\u043b\u0438\u0447\u0438\u0435 \u043c\u0435\u0436\u0434\u0443 IBAN \u0438 \u0442\u0440\u0430\u0434\u0438\u0446\u0438\u043e\u043d\u043d\u044b\u043c \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u043c \u0441\u0447\u0435\u0442\u043e\u043c. \u0412 \u043e\u0442\u043b\u0438\u0447\u0438\u0435 \u043e\u0442 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0433\u043e \u0441\u0447\u0435\u0442\u0430, IBAN, \u0432\u044b\u0434\u0430\u043d\u043d\u044b\u0439 EMI, \u043d\u0435 \u043c\u043e\u0436\u0435\u0442 \u043f\u0440\u0438\u043d\u0438\u043c\u0430\u0442\u044c \u0434\u0435\u043f\u043e\u0437\u0438\u0442\u044b \u0438 \u043d\u0435 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u0433\u0430\u0440\u0430\u043d\u0442\u0438\u0439 \u043f\u043e \u0432\u043a\u043b\u0430\u0434\u0430\u043c.<\/p>\n<p><strong>\u0412\u0430\u0436\u043d\u0435\u0439\u0448\u0438\u043c \u0440\u0435\u0448\u0435\u043d\u0438\u0435\u043c \u0434\u043b\u044f \u0431\u0443\u0434\u0443\u0449\u0438\u0445 \u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u0435\u0432 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438 EMI \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0432\u044b\u0431\u043e\u0440 \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0430-\u0447\u043b\u0435\u043d\u0430 \u0415\u0421 \u0434\u043b\u044f \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0438 \u043f\u043e\u0434\u0430\u0447\u0438 \u0437\u0430\u044f\u0432\u043a\u0438 \u043d\u0430 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u0435 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438 EMI. \u0425\u043e\u0442\u044f \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u044f \u043f\u043e\u043b\u043d\u043e\u0441\u0442\u044c\u044e \u043f\u0430\u0441\u043f\u043e\u0440\u0442\u0438\u0437\u0438\u0440\u0443\u0435\u043c\u0430, \u0432\u044b\u0431\u043e\u0440 \u044e\u0440\u0438\u0441\u0434\u0438\u043a\u0446\u0438\u0438 \u0438\u043c\u0435\u0435\u0442 \u0431\u043e\u043b\u044c\u0448\u043e\u0435 \u0437\u043d\u0430\u0447\u0435\u043d\u0438\u0435, \u0442\u0430\u043a \u043a\u0430\u043a \u043e\u0442 \u043d\u0435\u0433\u043e \u0437\u0430\u0432\u0438\u0441\u0438\u0442:<\/strong><\/p>\n<ol>\n<li>\u0420\u0430\u0437\u0433\u043e\u0432\u043e\u0440\u043d\u044b\u0439 \u044f\u0437\u044b\u043a<\/li>\n<li>\u0420\u0435\u0433\u0443\u043b\u044f\u0442\u043e\u0440\u043d\u0430\u044f \u0441\u0440\u0435\u0434\u0430 \u0434\u043b\u044f \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u0438\u044f \u0438 \u0443\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u044f \u0437\u0430\u044f\u0432\u043a\u0438 \u043d\u0430 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u044e - \u0445\u043e\u0442\u044f \u0432\u0441\u0435 \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u0443\u044e\u0449\u0438\u0435 \u043e\u0440\u0433\u0430\u043d\u044b \u0415\u0421 \u0440\u0430\u0431\u043e\u0442\u0430\u044e\u0442 \u0432 \u0440\u0430\u043c\u043a\u0430\u0445 \u043e\u0431\u0449\u0435\u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u044b EMD\/EMD2, \u0443 \u043a\u0430\u0436\u0434\u043e\u0433\u043e \u0438\u0437 \u043d\u0438\u0445 \u0441\u0432\u043e\u0439 \u043f\u043e\u0434\u0445\u043e\u0434 \u0438 \u0441\u0432\u043e\u0438 \u043c\u0435\u0442\u043e\u0434\u044b. \u041d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u0443\u044e\u0449\u0438\u0435 \u043e\u0440\u0433\u0430\u043d\u044b \u043c\u043e\u0433\u0443\u0442 \u0431\u044b\u0442\u044c \u0431\u043e\u043b\u0435\u0435 \u0437\u043d\u0430\u043a\u043e\u043c\u044b \u0441 \u0438\u043d\u043d\u043e\u0432\u0430\u0446\u0438\u043e\u043d\u043d\u044b\u043c\u0438 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430\u043c\u0438 \u0438 \u0443\u0441\u043b\u0443\u0433\u0430\u043c\u0438 \u0438 \u0431\u043e\u043b\u0435\u0435 \u043e\u0442\u043a\u0440\u044b\u0442\u044b \u0434\u043b\u044f \u043d\u0438\u0445, \u0447\u0435\u043c \u0434\u0440\u0443\u0433\u0438\u0435.<\/li>\n<li>\u0420\u0430\u0441\u0445\u043e\u0434\u044b, \u0441\u0432\u044f\u0437\u0430\u043d\u043d\u044b\u0435 \u0441 \u043e\u043f\u043b\u0430\u0442\u043e\u0439 \u0442\u0440\u0443\u0434\u0430 \u043c\u0435\u0441\u0442\u043d\u044b\u0445 \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u043e\u0432 \u0438 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u043a\u043e\u0432<\/li>\n<li>\u0420\u0430\u0441\u0445\u043e\u0434\u044b \u043d\u0430 \u0441\u043e\u0434\u0435\u0440\u0436\u0430\u043d\u0438\u0435 \u043c\u0435\u0441\u0442\u043d\u043e\u0433\u043e \u043e\u0444\u0438\u0441\u0430<\/li>\n<li>\u0421\u043a\u043e\u0440\u043e\u0441\u0442\u044c \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u0438\u044f \u0437\u0430\u044f\u0432\u043a\u0438 \u043d\u0430 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u0435 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438 \u0438 \u043f\u043e\u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0435\u0433\u043e \u043e\u0431\u0449\u0435\u043d\u0438\u044f \u0441 \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u0443\u044e\u0449\u0438\u043c \u043e\u0440\u0433\u0430\u043d\u043e\u043c<\/li>\n<\/ol>\n<p>\u0415\u0449\u0435 \u043e\u0434\u043d\u0438\u043c \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u043c \u0444\u0430\u043a\u0442\u043e\u0440\u043e\u043c, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u0443\u0447\u0438\u0442\u044b\u0432\u0430\u0442\u044c, \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043c\u0435\u0441\u0442\u043d\u0430\u044f \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0430\u044f \u0441\u0440\u0435\u0434\u0430 \u0438 \u0435\u0435 \u0433\u043e\u0442\u043e\u0432\u043d\u043e\u0441\u0442\u044c \u0440\u0430\u0431\u043e\u0442\u0430\u0442\u044c \u0441 \u042d\u041c\u0418, \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u0435\u0441\u043b\u0438 \u042d\u041c\u0418 \u043d\u0435 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0447\u043b\u0435\u043d\u043e\u043c SEPA. \u0414\u0430\u0436\u0435 \u042d\u041c\u0418, \u044f\u0432\u043b\u044f\u044e\u0449\u0438\u043c\u0441\u044f \u0447\u043b\u0435\u043d\u0430\u043c\u0438 SEPA, \u043c\u043e\u0436\u0435\u0442 \u043f\u043e\u0442\u0440\u0435\u0431\u043e\u0432\u0430\u0442\u044c\u0441\u044f \u0438\u043c\u0435\u0442\u044c \u043a\u043e\u0440\u043f\u043e\u0440\u0430\u0442\u0438\u0432\u043d\u044b\u0435 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0435 \u0441\u0447\u0435\u0442\u0430 \u0432 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u043e\u043d\u043d\u043e\u0439 \u044e\u0440\u0438\u0441\u0434\u0438\u043a\u0446\u0438\u0438 \u0434\u043b\u044f \u0440\u0430\u0437\u043c\u0435\u0449\u0435\u043d\u0438\u044f \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0430 \u0438 \u043f\u043e\u0442\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0434\u043e\u0441\u0442\u0443\u043f\u0430 \u043a \u0437\u0430\u0439\u043c\u0430\u043c \u0438\u043b\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c.<\/p>\n<p><strong>\u0427\u0435\u043c \u043c\u043e\u0436\u0435\u0442 \u043f\u043e\u043c\u043e\u0447\u044c Clearsky Network:<\/strong><\/p>\n<ul>\n<li>\u041f\u0440\u043e\u0446\u0435\u0441\u0441 \u043f\u043e\u0434\u0430\u0447\u0438 \u0437\u0430\u044f\u0432\u043a\u0438 \u0438 \u0432\u044b\u0434\u0430\u0447\u0430 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438**: \u041d\u0430\u0448\u0438 \u043a\u0432\u0430\u043b\u0438\u0444\u0438\u0446\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0435 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0435 \u0438 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u043e-\u043f\u0440\u0430\u0432\u043e\u0432\u044b\u0435 \u043a\u043e\u043c\u0430\u043d\u0434\u044b \u0443\u043f\u0440\u0430\u0432\u043b\u044f\u044e\u0442 \u0432\u0441\u0435\u043c \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u043e\u043c \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f, \u0432\u043a\u043b\u044e\u0447\u0430\u044f \u0438\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u0435 \u0440\u044b\u043d\u043a\u0430, \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0435 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0441\u0432\u044f\u0437\u0435\u0439 \u0438 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u043f\u0440\u043e\u0435\u043a\u0442\u0430\u043c\u0438 \u043d\u0430 \u044d\u0442\u0430\u043f\u0435 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f.<\/li>\n<li>\u042e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u0430\u044f, \u0440\u0435\u0433\u0443\u043b\u044f\u0442\u043e\u0440\u043d\u0430\u044f \u0438 \u043a\u043e\u043c\u043f\u043b\u0430\u0435\u043d\u0441-\u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0430 \u043f\u043e\u0441\u043b\u0435 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438**: \u041d\u0430\u0448\u0438 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0439 \u0438 \u0440\u0435\u0433\u0443\u043b\u044f\u0442\u043e\u0440\u043d\u044b\u0439 \u043e\u0442\u0434\u0435\u043b\u044b \u043e\u043a\u0430\u0437\u044b\u0432\u0430\u044e\u0442 \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u0443\u044e \u044e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u0443\u044e \u0438 \u0440\u0435\u0433\u0443\u043b\u044f\u0442\u043e\u0440\u043d\u0443\u044e \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0443 \u043f\u043e\u0441\u043b\u0435 \u0432\u044b\u0434\u0430\u0447\u0438 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438.<\/li>\n<li>\u0423\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u043f\u0440\u043e\u0435\u043a\u0442\u043e\u043c \u0434\u043e \u0438 \u043f\u043e\u0441\u043b\u0435 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438**: \u041c\u044b \u0443\u043f\u0440\u0430\u0432\u043b\u044f\u0435\u043c \u043c\u0435\u0441\u0442\u043d\u044b\u043c\u0438 \u044e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u0438\u043c\u0438 \u0438 \u0431\u0443\u0445\u0433\u0430\u043b\u0442\u0435\u0440\u0441\u043a\u0438\u043c\u0438 \u0441\u043b\u0443\u0436\u0431\u0430\u043c\u0438, \u043c\u0435\u0441\u0442\u043d\u044b\u043c\u0438 \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u0430\u043c\u0438 \u0438 \u0434\u0440\u0443\u0433\u0438\u043c\u0438 \u0434\u043e\u043b\u0436\u043d\u043e\u0441\u0442\u043d\u044b\u043c\u0438 \u043b\u0438\u0446\u0430\u043c\u0438, \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u043c\u0438 \u0434\u043b\u044f \u043f\u043e\u0434\u0430\u0447\u0438 \u0437\u0430\u044f\u0432\u043a\u0438, \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438 \u0438 \u0442\u0435\u043a\u0443\u0449\u0435\u0439 \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438 EMI.<\/li>\n<li>\u0421\u0432\u044f\u0437\u0438 \u0438 \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0435 \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0430**: \u041c\u044b \u043f\u043e\u043c\u043e\u0433\u0430\u0435\u043c \u043d\u0430\u043b\u0430\u0434\u0438\u0442\u044c \u0441\u0432\u044f\u0437\u0438 \u0441 \u043f\u043e\u0441\u0442\u0430\u0432\u0449\u0438\u043a\u0430\u043c\u0438 \u043b\u0438\u043a\u0432\u0438\u0434\u043d\u043e\u0441\u0442\u0438, \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u043c\u0438 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u044f\u043c\u0438, \u0431\u0430\u043d\u043a\u0430\u043c\u0438-\u044d\u043a\u0432\u0430\u0439\u0435\u0440\u0430\u043c\u0438 \u0434\u043b\u044f \u043f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u0438\u044f \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0439 EMI, \u0430 \u0442\u0430\u043a\u0436\u0435 \u043f\u043e\u0442\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u043c\u0438 \u0440\u0435\u0444\u0435\u0440\u0430\u043b\u0430\u043c\u0438 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432\/\u0442\u043e\u0440\u0433\u043e\u0432\u0446\u0435\u0432 \u0441 \u0431\u043e\u043b\u044c\u0448\u0438\u043c \u043e\u0431\u044a\u0435\u043c\u043e\u043c \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0439.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>\u0425\u043e\u0442\u0438\u0442\u0435 \u0443\u0437\u043d\u0430\u0442\u044c \u0431\u043e\u043b\u044c\u0448\u0435 \u043e \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u044f\u0445 \u043d\u0430 \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u0443\u0447\u0440\u0435\u0436\u0434\u0435\u043d\u0438\u0439 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u0434\u0435\u043d\u0435\u0433 (EMI)?  \u0421\u0432\u044f\u0436\u0438\u0442\u0435\u0441\u044c \u0441 \u043d\u0430\u043c\u0438 \u0441\u0435\u0433\u043e\u0434\u043d\u044f<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re interested in providing payment services in either fiat currency or cryptocurrency to European clients, an EMI (Electronic Money Institution) license is an excellent and comprehensive choice. EMI licenses have become increasingly popular with the rise of numerous online banks and payment service providers. In fact, an EMI license is one of the most [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6946,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Overview of Electronic Money Institution (EMI) Licenses - Clearsky Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.clearsky-network.com\/ru\/overview-of-electronic-money-institution-emi-licenses\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Overview of Electronic Money Institution (EMI) Licenses - Clearsky Network\" \/>\n<meta property=\"og:description\" content=\"If you&#8217;re interested in providing payment services in either fiat currency or cryptocurrency to European clients, an EMI (Electronic Money Institution) license is an excellent and comprehensive choice. 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